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Great Plains Lending (GPL) is a financial institution that offers short-term loans. According to the Better Business Bureau (BBB), this Native American company also approves payday loans. GPL has an office at 2274 S 1300 E Ste. G15# 374, Salt Lake City, Utah 84106-2882. The company’s website informs readers that it is owned by Otoe-Missouria Tribal Indians. GPL operates within the Otoe-Missouria reservation based in Red Rock, Oklahoma. Here is a snap shot of the facts, answers, and questions about Great Plains website.
What are the loan requirements?
You need a job or a verifiable source of income. You will also need an email address and a valid checking account.
Can customers apply for short-term loans and payday loans on the GPL website?
Yes, customers can apply for short-term loans and payday loans by visiting the Great Plains Lending website. Fill-out the information in the “Need a Loan” section. Click on the light blue “apply now” tab and complete the application.
How much money can customers borrow from Great Plains Lending?
You can only borrow up to $1,000 from GPL if this is your first loan. After you establish a good repayment history, you may qualify for up to $1,500. Keep in mind that these loans are primarily for emergencies. Make sure you all read the find print on the website and loan agreement.
Is the GPL website user friendly and easy to navigate?
This website is very easy to use. There are basically five areas on the website you need to know how to use: How it Works, Loan Cost & Terms, My Account, Contact Us, and Login.
How much money will customers have to pay back if they get a loan?
The amount of money you pay back to GPL is based on the interest rate and how much money you borrow. For example, if you borrow $100 dollars you will have to pay back $243.12. You can find this information in the Loan Cost & Terms section of the website.
How long does it takes for the loan to be approved? How long it takes to receive the funds?
According to the Great Plains website, your loan is approved in a few seconds. Customers can expect to receive the money the next business day if the loan is approved by 6:00 pm eastern time. If it is after 6:00 pm eastern time, you will receive the funds in your checking account the following business day.
Will Great Plains penalize me for paying off the loan early?
No. GPL does not penalize anyone for paying off the loan early. In fact, it is to your benefit to pay the loan off as soon as possible.
How do I make my payments on the loan? Also, what is the time period of the loans?
You will make payments to GPL by using your checking account. GPL loans are normally in the range of 6 to 15 months. The length of the loan is also based on how much money you borrow.
Finally, you can also visit the website for additional information or call Great Plains Lending at (877) 836-1506. A customer service representative will be glad to answer any of your questions.